Rent, bills and chores for a shared house, in one place.

If you like Splitwise but you want the money in one place before anyone spends it, the alternative you want is a group fund. TableCash collects the money up front: everyone chips in by card, it lands with one trusted organizer, the organizer approves what leaves, and the whole group sees every dollar. Same fairness Splitwise gives you, plus the money actually shows up in one place.

The Splitwise wall

Most people looking for a Splitwise alternative aren't unhappy with the math. Splitwise's math is fine, and it does help with paying: its Settle up step can record a cash payment or open Venmo or PayPal, and in some countries Splitwise has its own payments. What it doesn't do is put the money in one place. Each person pays each other person back, one at a time, after the money is already spent, so the organizer still ends up checking who paid. For anything that has to be collected upfront, before you book or buy, that's the part that doesn't fit.

What a collecting alternative looks like

1. One person creates a table for the thing, the trip, the gift, the dues, and shares it with the group.
2. Everyone chips in their share by card, and the money lands with that one trusted organizer, not as a promise to pay later.
3. Everyone sees the running total and who has chipped in, and the app reminds whoever hasn't yet, so the organizer never has to.
4. Members request money from the table, the organizer approves what leaves, and every dollar in and out stays on a record the whole group can see.

Keep what's good about Splitwise, fix the ending

The thing worth keeping from Splitwise is the openness: everyone sees the same fair record, so nobody's guessing. TableCash keeps that and adds a different part, the money actually landing in one place with one person responsible for it. You don't lose transparency by switching; you gain collection. And there's a gatekeeper: one organizer approves what leaves the table, in the open, so the money doesn't just get tallied, it gets handled.

If you want the side-by-side, here's TableCash vs Splitwise in detail. The short version: Splitwise keeps the tab and helps people pay each other back; TableCash collects the money first, into one place. TableCash never holds the money; it moves to the organizer, and the app is the record everyone can open.